Benefits
Description of Coverage
Important Information
Frequently Asked Questions
Benefits

First payer coverage—no deductibles
Coverage for pre-existing conditions when Travel Protection Plan purchased within 14 days of deposit date for full cost of all travel arrangements—you must be fit to travel when you purchase the plan
Several trip cancellation/interruption reasons
12 hours or more trip-delay benefit
24-hour travel assistance and concierge services
*Refer to your policy for covered reasons.
NOTE: This is a broad overview of your policy provisions and does not revise or amend the policy. Insurance coverages are underwritten by Arch Insurance Company, NAIC #11150, under policy series LTP 2013 and endorsements thereto. Policies are administered by Arch Insurance Solutions, 877-722-1959, CA License #0I18111, TX License #1787195. Your policy is the contract that specifically and fully describes your coverage. Certain restrictions and exclusions apply and coverages may vary in certain states. Please refer to your policy for detailed terms and conditions. Guests may contact Arch Insurance Solutions Inc. at 1-844-872-4163 if they have questions.
Description of Coverage
The Comprehensive Travel Protection Plan includes trip cancellation and interruption coverage, medical evacuation and additional post-departure benefits.
Click here for a detailed description of coverage
Important Information
For all of our departures except those to the lower 48 states and Churchill, Canada, each guest is required to have a minimum of $250,000 USD medical evacuation insurance. Medical evacuation insurance that meets or exceeds the minimum amount is included in our Comprehensive Travel Protection Plan and can also be purchased separately (Medical Evacuation Only Plan).
If you would like to add Natural Habitat Adventures’ Cancel For Any Reason Plan or cover pre-existing conditions, you must select the Comprehensive Travel Protection Plan and make payment for the quoted insurance policy within 14 days of booking. Additional information in FAQs below.
All travel insurance is non-refundable after the 10-day review period. If insurance has been quoted on your invoice, please accept or decline the policy.
If you choose to purchase the Comprehensive Travel Protection Plan and would like to add coverage for air tickets, extensions, or hotel nights, please email or call our office so we can assist you in adding these items to your policy at an additional cost.
The maximum amount of insurable coverage is $50,000. If you would like to insure coverage beyond $50,000, you will need to purchase supplemental insurance through another provider.
In the event you do need to file a claim, we are committed to helping you through the entire process. We will assist you with paperwork and make sure you have all the information you need to expedite a smooth claim process.
The travel insurance coverage Natural Habitat Adventures offers is underwritten by Arch Insurance Company, NAIC#11150, and policies are administered by Arch Insurance Solutions Inc. Guests may contact Arch Insurance Solutions Inc. at 1-844-872-4163 if they have questions.